Every year after the crazy, disorganized, and impulsive shopping on Black Friday and Christmas, most people wake up broke and loaded with bills in January. So every year, people come up with the exact resolution “Save money” or “Fix my bad credit,” but this is just a myth. Most people begin their year saving; however, after a while, they forget and return to the same awful routine of “No saving money” or “Bad credit.” Many pages explain how to save money or give tips on managing your finances. Enterprises TV.
As I see it, my financial life can be compared to my fitness life. To lose weight and be slim, you need to consume fewer calories and go to the gym. Making healthy decisions about what you eat and drink is the key to losing weight. Most of the time, people have disjunctive weather and eat a hamburger or a salad. Eating a hamburger could be 354 calories, and eating a salad could be 105 calories. Probably there is a lot of pleasure in eating a hamburger over a salad; however, the repercussions over time can be high cholesterol, being overweight, diabetes, and so on. Consequently, this example can be adjusted to your financial life; you have to decide to spend $5 for a coffee or make a coffee yourself at home that could save you money, according to Ellen Rohr in her article “5 Tips for Financial Fitness in 2013”.
Indeed, this is the same with your financial life, you can feel pleasure and satisfaction buying everything at the stores, but after a while, you will suffocate in deep debt. So, you must ask yourself the right question; the answer will help you make intelligent decisions. There is an interesting article that I read, “Five Financial Tips to Get Back On Your Feet With Bad Credit,” and this phrase is accurate:
“The money you need each month is less than you earn.”
So spend less than you earn; if you spend everything you deserve, start cutting your budget. Check all your expenses and ask yourself.
“Do I need this?” or “Do I want this?”
After your answer these simple questions, you will know. It may seem silly, but these questions will help you make wise financial decisions.
In addition, it is essential to save money; over the year, there will always be an emergency; either your car broke down, you lost your job, or you get sick, and so on. Having money saved will help you, but you won’t have to worry about overcharging your credit cards or lending money. Enterprises TV BlogSpot.
There are Finance Tips that most people need to learn that will help you increase your Credit Score. Also, start building your credit; having good credit is essential, but keep in mind that there are many steps you need to follow to get an excellent credit score. Building credit will help you to finance your home, your car, and even your degree.
So the decision is yours, eat a hamburger that will make you gain weight or eat a salad that will make you keep on track. Healthy choices will lead you to a healthy life, and Smart decisions will lead you to an excellent Finance life. At the end of the day, you are the only one who can make changes in your life.
Get a fun, happy financial life, and live as fully and pleasantly as possible.
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